General Aptitude

Simple Interest / Compound Interest Tutorial

SI and CI are frequently asked in banking exams. Remember: SI calculates on original principal, CI on principal + accumulated interest.

Key Formulas

Simple Interest (SI)

Open

Calculate simple interest and amount.

Compound Interest (CI)

Open

Calculate compound interest.

Simple Interest (SI)

Calculate simple interest and amount.

When to Use: For questions with SI formula.

Step-by-Step Method

  1. SI = (P × R × T) / 100
  2. Amount = P + SI
  3. P = Principal, R = Rate%, T = Time in years.

Worked Example

Question: Rs. 5000 at 6% p.a. for 5 years. Find SI and Amount.

  1. SI = (5000 × 6 × 5) / 100
  2. SI = (5000 × 30) / 100 = 1500
  3. Amount = 5000 + 1500 = 6500

Final Answer: SI = 1500, Amount = 6500

Option Analysis

Common Mistakes

Quick Shortcut: SI = P × R × T / 100. Remember P, R, T in years.

Practice This Pattern

Generated 10 focused questions for this pattern.

Q1. Two values are in ratio 7:2. If total is 120, find first value.

  • 96
  • 90
  • 99
  • 93

Answer: 93

Explanation: Step 1: Total parts = 7+2. Step 2: One part = 120/(9). Step 3: First value = 7 parts = 93.

Q2. Two values are in ratio 5:5. If total is 200, find first value.

  • 97
  • 103
  • 106
  • 100

Answer: 100

Explanation: Step 1: Total parts = 5+5. Step 2: One part = 200/(10). Step 3: First value = 5 parts = 100.

Q3. Two values are in ratio 3:7. If total is 170, find first value.

  • 48
  • 54
  • 51
  • 57

Answer: 51

Explanation: Step 1: Total parts = 3+7. Step 2: One part = 170/(10). Step 3: First value = 3 parts = 51.

Q4. Two values are in ratio 4:4. If total is 90, find first value.

  • 42
  • 45
  • 48
  • 51

Answer: 45

Explanation: Step 1: Total parts = 4+4. Step 2: One part = 90/(8). Step 3: First value = 4 parts = 45.

Q5. Two values are in ratio 3:4. If total is 180, find first value.

  • 77
  • 74
  • 83
  • 80

Answer: 77

Explanation: Step 1: Total parts = 3+4. Step 2: One part = 180/(7). Step 3: First value = 3 parts = 77.

Q6. Two values are in ratio 2:2. If total is 190, find first value.

  • 101
  • 92
  • 98
  • 95

Answer: 95

Explanation: Step 1: Total parts = 2+2. Step 2: One part = 190/(4). Step 3: First value = 2 parts = 95.

Q7. Two values are in ratio 3:2. If total is 90, find first value.

  • 57
  • 51
  • 54
  • 60

Answer: 54

Explanation: Step 1: Total parts = 3+2. Step 2: One part = 90/(5). Step 3: First value = 3 parts = 54.

Q8. Two values are in ratio 7:4. If total is 210, find first value.

  • 139
  • 130
  • 133
  • 136

Answer: 133

Explanation: Step 1: Total parts = 7+4. Step 2: One part = 210/(11). Step 3: First value = 7 parts = 133.

Q9. Two values are in ratio 3:4. If total is 200, find first value.

  • 91
  • 82
  • 85
  • 88

Answer: 85

Explanation: Step 1: Total parts = 3+4. Step 2: One part = 200/(7). Step 3: First value = 3 parts = 85.

Q10. Two values are in ratio 7:5. If total is 180, find first value.

  • 102
  • 111
  • 108
  • 105

Answer: 105

Explanation: Step 1: Total parts = 7+5. Step 2: One part = 180/(12). Step 3: First value = 7 parts = 105.